Online Banks & Payment Services

When was the last time you stopped to think about what your local bank was really doing for you?

Most likely, not much!

If your local bank is like most:

  • You receive no interest on your checking account
  • The interest you receive on your savings account is an insult
  • Interest rates on CDs are no better
  • You are charged monthly fees on your accounts unless, of course, you maintain a minimum deposit or maybe some fees are waived if you have direct deposit
  • Well, we got tired of paying someone to take care of OUR money.

    We went online.

    We understand that many folks are leery of performing any money transactions online, but after years of utilizing these financial institutions, we are convinced they are not only very secure, but offer services equal to, or better, than any local facility.

    Each one provides a specialty of its own:

  • ING Direct offers all normal banking services (and then some) with significantly higher interest rates on CDs, checking and savings accounts
  • Paypal isn’t really a bank, but offers a quick, easy and safe way to pay many online merchants without worrying about divulging your credit card number to the merchant