Website Goal

Our goal is to pass on to you sites, companies and products we have found to be functional bargains. Many products are free or have a free version that is adequate for many applications. Others may not be free, but are the best deals we have found to date.
For Instance:

Banks

Have you looked at the interest rate on you checking or savings account recently? Most local banks pay no interest on checking accounts, have minimum balances and/or charge monthly fees. Interest on savings accounts at most banks are an insult!

We recently looked at one of our IRA money market accounts at a nationally known brokerage account and were shocked to find we were earning 0.01% interest per year! Are you kidding me? On $10,000 that would amount to a whole dollar for the year!

We realize interest rates have dropped everywhere, but 0.01%? Check out our bank. We get interest on our checking account with no minimum balance. We get a great interest rate on our savings accounts. We get free online bill pay with no limitations. IRA accounts are free. Set up as many accounts as you like. And this bank is a member of FDIC, just like your local bank.

To learn more or to get started right away, go to our ING Direct page. You will start improving your financial wellness right away!

Pool Maintenance

Do you have a swimming pool? Are your bills out of sight for chemicals or having someone else maintain it for you?

Stop wasting money! We have learned to save a ton of money after discovering how to properly maintain our pool. We were always struggling to keep our pool balanced and wasting loads of money throwing chemicals at it. Now it is easy to maintain and our maintenance bill is a sixth of what it was!

Click on Pool Savings to learn more about how we are saving time and money.

Online Security

Of course we all need strong firewalls, antivirus and spyware software, but what are you doing with your passwords? Using your son’s or daughter’s names? Maybe fido or your puddytat’s name? Do you use the same password for every site? NO! Don’t do that!

You should have a long, unique, difficult to decipher (and remember) password for each and every site you sign into.

How do you do that? Click on RoboForm to learn more about the slickest little program we have ever found to generate and remember passwords for you. It will fill in forms online at the click of a button. And you can securely store other information in it as well – credit card information, safe/lock combinations, kids social security numbers (or your own if you have trouble remembering it) or any other type of information you would like to securely save.

Once you use it, you won’t know how you ever got along without it!

These are just a few of the ideas you will find on this website. Feel free to poke around and explore our different pages. We are sure you will find something to help make your life more financially secure!

We will also introduce some business opportunities to you, but only select these links if you have a genuine interest in making some extra money. We are not pushing any of these opportunities; simply offering them to you, should you have an interest in them.

You will discover throughout this website that we are brutally honest and upfront. If a product or service has worked out well for us, we will praise it and offer it to you. However, you will also find cautions about some areas of the Internet for which you need to be aware.

By sharing our experiences, your search for a particular product or service may be considerably shortened.

But remember, no one product or application works the same for everyone. We offer our favorites to you. All we ask is that you carefully pick and choose those for which you have an interest after evaluating them for your particular needs.

Select any of the links at the top of this page to get started.